No. Saddle does not require you to connect your bank account or provide access to your transaction feed.

You decide which business records you add to Saddle.

No. You do not need to switch banks or open another account just to use Saddle.

Saddle is designed to work around the way you already run your business.

Saddle is designed for self-employed people who want a simpler way to keep their business records organised.

That includes sole traders, freelancers and CIS subcontractors.

Yes. Saddle supports both CIS and standard invoicing.

You can record labour and materials, apply the relevant CIS deduction and keep the invoice alongside the rest of your business records.

Yes. You can record business expenses and keep receipt evidence with them so the record and the evidence stay together.

Receipts can be added manually or scanned to help make everyday record keeping quicker.

Yes. Saddle includes mileage tools for recording business journeys and keeping mileage information with your other business records.

You can also save routes you use regularly to make future entries quicker.

Saddle Brain uses the information recorded in Saddle to give you an estimated view of where your finances and tax position stand.

It is designed to help you stay informed as you go. Estimates are based on the information available in your account and are not a final HMRC calculation or professional tax advice.

Your Tax Pack brings together the business records you have added to Saddle so they are organised and ready when you need them.

The idea is simple: build your records as you work instead of trying to reconstruct everything when a deadline arrives.

No. Saddle is a record-keeping and financial organisation tool.

It can help you organise your business information and understand the records you have entered, but it does not replace professional accounting, tax or legal advice.

Yes. You can request permanent deletion of your Saddle account through our account deletion page.

We verify deletion requests before completing them to help protect accounts from unauthorised deletion.